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Navigating the safest route

Q. I need £2-3m to invest into my business (on equipment, stock and extending my premises) and I am considering various finance options, although I would prefer to hold on to as much equity as possible. I have a fully costed plan and have done projections that show we will be profitable after about 18 months. However, I am also nervous that my plans could be thrown off course, particularly in this rather uncertain climate. Could you advise me on dealing with providers, the types of questions they will ask and how I can request flexibility in repayments without coming across as a bad debt?

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