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Our experts solve your dilemmas...
Q.
I have been trading for about two and a half years and currently employ 19 people. However, we are at a tricky stage. I want to increase sales but in order to do so I will need to move to new premises, hire more staff and invest in more resources. The business is cash positive, but hasn’t always been, and I am wondering how big a loan the company would qualify for. Is there a particular model that the banks use to calculate your ability to repay a debt?
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